Payment Security & Data Privacy

 

1. 256-Bit SSL Encryption

My website and all payment links use SSL (Secure Socket Layer) encryption. This creates a secure "tunnel" between your browser and the payment processor, ensuring that no third party can intercept or read your data.

2. PCI-DSS Compliance

I only partner with payment gateways (like Stripe, Razorpay, or PayPal) that are PCI-DSS Level 1 Compliant. This is the highest security standard in the payments industry, used by major banks worldwide.

3. Zero-Data Storage Policy

To eliminate the risk of data breaches, I do not store your credit card numbers, CVV, or expiry dates on my servers. Your payment details are handled entirely by the specialized payment processor through a process called "Tokenization."

4. Fraud Prevention & 3D Secure

Every transaction is monitored for suspicious activity. Most payments will require Two-Factor Authentication (2FA), such as an OTP (One-Time Password) sent to your mobile device, to verify that you are the one authorizing the charge.

Payment Method	Typical Processing Time	Recommended For
Credit/Debit Card	Instant	Fast project kick-offs
Bank Transfer	1–2 Business Days	Large milestones/deposits
UPI / Wallets	Instant	Local/Quick payments
Wise / PayPal	1–3 Business Days	International clients